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With Portfolios - Property... Make it Happen

Recent economic events have caused a heightened level of uncertainty, however…

Insurance
With Summer around the corner we start to think about our properties, the wild summer storms and dry heat bringing bush fires – summer is a volatile time for property investors.
But have we considered ourselves in the equation?
What would happen to your loved ones if you were no longer around to pay the bills?
I know it sounds morbid on this fine Spring day but the reality is these things happen, and quite often it is the family that is left holding the financial ball, so to speak.
This is where Portfolios can help.
Portfolios Plus provides the services of insurance professionals through our network of trusted providers.
Personal Insurance
Protecting yourself and your family is a vital part of a successful property investment strategy. If you were to suffer in an accident or be unable to repay your investment loans through disability or death would your family be able to support your portfolio?
What kind of legacy will you leave?
Protecting yourself is one of the greatest gifts you can give to your loved ones if you should be unable to support them.
Portfolios through our insurance providers can offer you one or all of the following insurance products:
• Life Insurance
• Accident Insurance
• Income Protection Insurance
• Temporary Or Permanent Disability
Insuring Your Portfolio
Whilst Portfolios does not provide insurance in this area we recommend you contact your property insurer to discuss a deal with them.
There are other forms, the important thing is to make sure you are covered.
A chat with a trusted Portfolios insurance advisor will ensure you are not in the dark.
Are You Wanting To Know More?
Expressing interest in insurance is simple, contact Portfolios today by downloading and filling out Insurance-signup-form and we will pass your details onto Peter Bentley, our trusted advisor, who will contact you in the coming days to discuss your requirements on behalf of Portfolios.

With Summer around the corner we start to think about our properties, the wild summer storms and dry heat bringing bush fires – summer is a volatile time for property investors.

But have we considered ourselves in the equation?

Headline: 80% of property investors make the same mistake!
Sub Headline: Are you getting the most from your investment property?
80% of property investors are not properly depreciating their investment property asset – missing out on the potential to make thousands more.
Its a simple problem – often over looked.
=================
Depreciation on an investment property is effectively free money.
Are you missing out on free money?
Bradley Beer from BMT Tax Depreciation says that “If you own an investment property and have not been claiming depreciation, you will be missing out on thousands of dollars. Even if you are claiming depreciation you may not be maximising your claim. Property depreciation will help an investor to increase their cash flow by reducing the tax they pay.”
Asset depreciation is nothing new to a business owner.  If you earn an income from an asset you can depreciate that asset as an expense, albeit a ‘paper’ expense. Expenses of course are tax deductible.
The difference with property investors is that the Australian Tax Office allows property owners to claim this depreciation as a deduction against their taxable income. Depreciation expenses, along with other ‘paper’ property costs can cause a property to make a loss on paper thus allowing Australian tax payers to claim this loss against their pre-tax income.
Sub Headline: What Is Depreciable?
All aspects of a property and the property’s fixtures and fittings are depreciable as all aspects of the property age. If the building was constructer prior to 1985 you can not claim depreciation on the building, only the fixtures and fittings.
Sub Headline: What About Older Properties?
Purchasing an investment property should always be about the deal and your personal outcome not whether it is depreciable or now. However, you should know that all properties are likely to have aspects that are depreciable.
We recommend you get a proper depreciation schedule on an older property before settlement. After all it is part of your due diligence on the property.
Sub Headline: Are You Renovating – What About The Old Fixtures?
Renovating a property – you may be eligible for scrapping benefits.
Scrapping occurs when the items you are removing from a property, to improve that property, still have both a value and future depreciation benefits in them. You write off the potential depreciation benefit as a deduction against the property income. This also applies to the building.
If you are renovating do not throw away fittings and fixtures without understanding their depreciation potential.
Just more proof that a properly through through strategy and finance deal can get you set up to make the most from your property investment journey. Make it happen with Portfolios.

Are you getting the most from your investment property?

Up to 80% of property investors are not properly depreciating their investment property asset – missing out on the potential to make thousands more.

Its a simple problem – often over looked.

HEADING:
The Biggest Online Real Estate Training Ever! (Don’t Miss It)
BODY:
Hi, its Cherie from Renovating For Profit here. I’ve got some great
news to share with you. I’m involved in a brand new ONLINE event
where myself and five more of Australia’s most knowledgeable real
estate professionals are coming together for a new online
conference.
Its called the Masters of Real Estate Investment
(http://www.mastersofrealestateinvestment.com.au/rfp) and this event
is new and unlike anything I’ve seen, because it will deliver good
quality property educational content straight to your computer
from the internet, at absolutely no cost to yourself.  Topics to be
included cover developing a positive cash flow property portfolio,
renovating for profit, creative property deals – including how to buy
property with next to no money, property tax structures and smart
property development strategies.
Many of you who have seen me speak before, know I’m a big advocate
of self education. For even if you pick up only one new tip, its
that one tip that could potentially help you on your way to
financial independence.
To date, I know that 9 hours of online property content has already
been developed, all put together by professional investors and
speakers like myself. The content will be good and more
importantly, share information and strategies that you can use in
the current property market right now.
The conference series kicks off on September 16th with an overview
of the Australian property market with John Lindeman, head of
research at Residex, Australia’s oldest property research company.
John’s presentation is amazing and a must for serious property
investors!
I think you will really love this and truly hope you value the
information. To be part of the event, please CLICK HERE to register
now. Enjoy!
With the Kindest of Regards

You Haven’t Missed It!

Sign up today and watch previous sessions from your computer…

Portfolios is supporting this event with our partners Renovating For Profit. We have had a long and fruitful relationship with Renovating For Profit and believe this program will suit any one interested in investing in real estate. If you wish to ask us more questions please leave your details in the fields following Cherie’s letter below. You can also register and catch up with past seminars at any time.

Hi, its Cherie from Renovating For Profit here.

I’ve got some great news to share with you. I’m involved in a brand new ONLINE event where myself and five more of Australia’s most knowledgeable real estate professionals are coming together for a new online conference.

Its called the Masters of Real Estate Investment and this event is new and unlike anything I’ve seen, because it will deliver good quality property educational content straight to your computer from the internet, at absolutely no cost to yourself.

Topics to be included cover developing a positive cash flow property portfolio, renovating for profit, creative property deals – including how to buy property with next to no money, property tax structures and smart property development strategies.

Many of you who have seen me speak before, know I’m a big advocate of self education. Even if you pick up only one new tip, its that one tip that could potentially help you on your way to financial independence.

To date, I know that 9 hours of online property content has already been developed, all put together by professional investors and speakers like myself. The content will be good and more importantly, share information and strategies that you can use in the current property market right now.

The conference series kicks off on September 16th with an overview of the Australian property market with John Lindeman, head of research at Residex, Australia’s oldest property research company.

John’s presentation is amazing and a must for serious property investors!

I think you will really love this and truly hope you value the information. To be part of the event, please CLICK HERE to register now.

Enjoy!

With the Kindest of Regards

Cherie RFP signature

This Property Pays You – Roma Qld Property of the Month
We’ve scoured the Australian investment property market and found it, an investment property that will pay you from day one.
Roma in South Western Queensland is a small town offering big opportunities with high rental yield and good capital growth potential.
++++++++++++++++++++++++++++++++
Now with a positively geared property to add to your portfolio you could build on your strategy to pay off your mortgage sooner. Roma offers the benefits of long term growth and high rental yields. A well connected town, the urban centre is also a regional hub boasting schools, retail and other essential community services. Roma also has a relatively low unemployment rate of around 3% with property occupancy rates below 1%
With a population around 7,000 people, Roma is also located in the Suarat Basin in the western Darling Downs area of Queensland approximately 480kms WNW from Brisbane. It is situated at the junction of the Warrego and Carnarvon highways and is the centre of a rich pastoral and wheat-growing district.
The local agriculture industry is worth approximately $620 million annually, 64.3% being generated from crops. 58.7% of businesses in the Maranoa are in the agriculture, forestry and fishing sector, which employs 32.7% of the region’s workforce.
But the industry mix is changing.  The “mining boom” is creating towns that are producing exceptional
rent and capital growth. The Queensland Resource Council estimates more than 18,000 new jobs will be created in coal seam, gas and LNG industries and another 23,000 in the minerals sector.
Since 1906 natural gas from the local area was used for lighting in Roma. The industry is now expanding exponentially, particularly with coal seam gas.
Origin Energy’s Spring Gully Coal Seam Gas Development is located about 80 km north of Roma and its projects include an 87 km gas pipeline to Roma’s neighbour town of Wallumbilla, Queensland to connect with the 434 km Roma-to-Brisbane gas pipeline hub there.
The Proposed Spring Gully Power Station is an $870 Million, 1000MW power station will provide electricity to South-East Queensland.
If you prefer positively geared property to balance out your portfolio, contact us quickly as there are a limited number of these properties available. In the fields below leave your name and phone number – this will be sent to our private server and we will be in contact.
Add Roma to your portfolio today.

This Property Pays You – Roma Qld Property of the Month

We’ve scoured the Australian investment property market and found it, an investment property that will pay you from day one.

Roma in South Western Queensland is a small town offering big opportunities with high rental yield and good capital growth potential.