From delivering property investment finance strategies to trusted property partner.

We welcome you to Portfolios. When it comes to property investment and finance you can rely on us as a great source of knowledge, real life wisdom, cutting edge information as well as a sound community base of active property people to help you grow your property portfolio.

With Portfolios - Property... Make it Happen

Property Investment Is Like Any Other Investment
So remove emotion and learn how to make better choices
I read a great article recently that was directed at property investors who use too much emotion in their choices and often wind up not going past one investment property.
Property investment is about building a portfolio. It is what Portfolios does best. When we work through investment deals with our clients we are looking at an all up investment package not just one property. Who and what is the portfolio serving? What do you want to get out of it – or give out of it? What about your next generation?
I found it fascinating this article quoted statistics from the Australian Taxation Office that showed 73% of investors stopped after one property purchase. The Bureau of Statistics paints a crazier picture – over 50% sell their properties within 7 years citing unforseen costs amongst excuses.
The article points out a few pointers on buying worry-free property. Some that I agree with and have added to include:
Buying New: New properties have greater cost recover through deductions and can attract stamp duty concessions. A clean fresh property is also easier to let and less maintenance.
Buy Brick: Brick is a more durable and ageless product that will lower your ongoing maintenance bills.
Choose Quality Work: A property that is well built will hold out for your tenants better, require less maintenance and be easier to sell in the future.
Its Not All About A Post Code: Buying by the post code can be dangerous. Look for good growth. Be aware of the area you are buying in, understand local and national growth cycles and rental yields.
Flat Markets Are Not All Bad: A flat or slightly declining market is not all bad. Good rental yields will see you well place to take advantage of ongoing capital growth that seems to be the trend over 7-10 years.
Supply And Deman: Understand who your area is popular with. Understand local demographic sensibilities like seniors or students, young families, local facilities etc.
At Portfolios we have taken most of the guess work out of choosing the right properties. Over the coming weeks we will be posting some of our processes that show you how we have done the homework for you and can open the door to develop a successful portfolio – even in this market.

Property Investment Is Like Any Other Investment…

…so remove emotion and learn how to make better choices.

I read a great article recently that was directed at property investors who use too much emotion in their choices and often wind up not going past one investment property.

How Did You Fare On Melbourne Cup Day?

If you had a win on the Melbourne Cup and invest in property – Tuesday 1 November would have brought you extra good news.

For more than a year, Portfolios has had an alliance with McGrath Real Estate Agents and their mortgage broking arm Oxygen Home Loans. In conjunction with them we provide services throughout the Newcastle, Hunter Valley and Port Macquarie regions.
We get access to John McGrath and his views on property and we thought that this market review for Winter 2011 will be of interest to you. Let us know your feedback. Happy reading!

Click here to read McGrath Market Review Winter 2011.

Where are the property HOT SPOTS?

If you want to save your time and money for your due diligence process, have a look at the 4 property HOT SPOTS that Paul Pritchett has sourced. We give you essential information including predicted cash flow and tax benefit calculations. Take action now!

Insurance
With Summer around the corner we start to think about our properties, the wild summer storms and dry heat bringing bush fires – summer is a volatile time for property investors.
But have we considered ourselves in the equation?
What would happen to your loved ones if you were no longer around to pay the bills?
I know it sounds morbid on this fine Spring day but the reality is these things happen, and quite often it is the family that is left holding the financial ball, so to speak.
This is where Portfolios can help.
Portfolios Plus provides the services of insurance professionals through our network of trusted providers.
Personal Insurance
Protecting yourself and your family is a vital part of a successful property investment strategy. If you were to suffer in an accident or be unable to repay your investment loans through disability or death would your family be able to support your portfolio?
What kind of legacy will you leave?
Protecting yourself is one of the greatest gifts you can give to your loved ones if you should be unable to support them.
Portfolios through our insurance providers can offer you one or all of the following insurance products:
• Life Insurance
• Accident Insurance
• Income Protection Insurance
• Temporary Or Permanent Disability
Insuring Your Portfolio
Whilst Portfolios does not provide insurance in this area we recommend you contact your property insurer to discuss a deal with them.
There are other forms, the important thing is to make sure you are covered.
A chat with a trusted Portfolios insurance advisor will ensure you are not in the dark.
Are You Wanting To Know More?
Expressing interest in insurance is simple, contact Portfolios today by downloading and filling out Insurance-signup-form and we will pass your details onto Peter Bentley, our trusted advisor, who will contact you in the coming days to discuss your requirements on behalf of Portfolios.

With Summer around the corner we start to think about our properties, the wild summer storms and dry heat bringing bush fires – summer is a volatile time for property investors.

But have we considered ourselves in the equation?