From delivering property investment finance strategies to trusted property partner.

We welcome you to Portfolios. When it comes to property investment and finance you can rely on us as a great source of knowledge, real life wisdom, cutting edge information as well as a sound community base of active property people to help you grow your property portfolio.

With Portfolios - Property... Make it Happen

Well Happy New Year and welcome 2012.

I have a feeling this year is shaping up to be one of the most interesting years on record for property investors.

There’s Coal In Them There Hills!

A booming mining industry, thriving agriculture and strong domestic tourism. The Hunter Valley has it all. And Portfolios has the investment opportunities.

Is Wealthy Healthy?

As we look towards taking a break over the Summer and setting those New Years resolutions,  I have come across some interesting research that seems to suggest that health is linked to your wealth.

But what is wealthy?

Property Investment Is Like Any Other Investment
So remove emotion and learn how to make better choices
I read a great article recently that was directed at property investors who use too much emotion in their choices and often wind up not going past one investment property.
Property investment is about building a portfolio. It is what Portfolios does best. When we work through investment deals with our clients we are looking at an all up investment package not just one property. Who and what is the portfolio serving? What do you want to get out of it – or give out of it? What about your next generation?
I found it fascinating this article quoted statistics from the Australian Taxation Office that showed 73% of investors stopped after one property purchase. The Bureau of Statistics paints a crazier picture – over 50% sell their properties within 7 years citing unforseen costs amongst excuses.
The article points out a few pointers on buying worry-free property. Some that I agree with and have added to include:
Buying New: New properties have greater cost recover through deductions and can attract stamp duty concessions. A clean fresh property is also easier to let and less maintenance.
Buy Brick: Brick is a more durable and ageless product that will lower your ongoing maintenance bills.
Choose Quality Work: A property that is well built will hold out for your tenants better, require less maintenance and be easier to sell in the future.
Its Not All About A Post Code: Buying by the post code can be dangerous. Look for good growth. Be aware of the area you are buying in, understand local and national growth cycles and rental yields.
Flat Markets Are Not All Bad: A flat or slightly declining market is not all bad. Good rental yields will see you well place to take advantage of ongoing capital growth that seems to be the trend over 7-10 years.
Supply And Deman: Understand who your area is popular with. Understand local demographic sensibilities like seniors or students, young families, local facilities etc.
At Portfolios we have taken most of the guess work out of choosing the right properties. Over the coming weeks we will be posting some of our processes that show you how we have done the homework for you and can open the door to develop a successful portfolio – even in this market.

Property Investment Is Like Any Other Investment…

…so remove emotion and learn how to make better choices.

I read a great article recently that was directed at property investors who use too much emotion in their choices and often wind up not going past one investment property.

How Did You Fare On Melbourne Cup Day?

If you had a win on the Melbourne Cup and invest in property – Tuesday 1 November would have brought you extra good news.