From delivering property investment finance strategies to trusted property partner.

We welcome you to Portfolios. When it comes to property investment and finance you can rely on us as a great source of knowledge, real life wisdom, cutting edge information as well as a sound community base of active property people to help you grow your property portfolio.

With Portfolios - Property... Make it Happen

The passing of Steve Jobs saddened the technology world – and those touched by the genius synonymous with Apple. Steve Jobs epitomised the technology era – like a Father of the faith bringing the world into a modern technological era – seeing the rise of the personal computer and more recently mobile devices such as the iPod and iPhone.
Lets have a look at what it was that captured us all about Steve Jobs. There are many lessons I feel we can translate into our property portfolio and handling the current and emerging property market.
On Innovation
Steve said that “innovation distinguishes between a leader and a follower” Property investors like yourselves need to be innovators, always looking for the next deals and focusing on growth, looking for ways to broaden, improve, mould your strategy.
The great property investors see their portfolios like a business, a place that has room for innovation. Particularly in uncertain times.
Why do you invest in property? What are you doing with your investment? Is it merely a retirement plan, or do you have a greater purpose – a plan to use your portfolio to continue to grow what you do, invest in something else or use your social conscience. Its not just your portfolio but what you do with it that will really separate you out.
Focus
Steve talked about focus and excellence as the opportunity to focus on those few things that you have chosen carefully to undertake – not say yes to every good idea that comes along.
As property investors we need to understand where we are at – what our focus is and what the end goal looks like. Only when we understand these things can we really focus on the property portfolio that is our best strategy.
Passion & Purpose
Good property investors are passionate about property. They love buildings, they get a thrill out of the deal, they understand the investment imperatives and are always looking for ways to grow or secure their portfolio.
Steve aptly said “being the richest man in the cemetery doesn’t matter to me… going to bed at night and saying we have done something wonderful… that’s what matters to me”
Resilience
On a final note, and a great word of assurance for property investors in the current market, Steve had a lot to say about resilience in developing a successful outcome.
On remembering losing his job at Apple originally Jobs said “It was awful tasting medicine, but I guess the patient needed it. Sometimes life hits you in the head with a brick. Don’t lose faith.”
Good property investors plan for the long term. They don’t panic, they don’t behave erratically and even in a flat or down market will still find those deals that work now and into the future.
What Can We Say Then?
To those looking to invest in property – now is a great time with dropping interest rates and bargains galore in the market – whilst rents are not declining. Life deals well to the calculated risk taker – what are you waiting for?
The team at Portfolios are passionate about property investment from finance to property to the long-term deal.
“Here’s to the crazy ones, the misfits, the rebels, the troublemakers, the round pegs in square holes… they push the human race forward, and while some may see them as the crazy ones, we see genius, because the ones who are crazy enough to think they can change the world, are the ones who do.”  Steve Jobs.

The passing of Steve Jobs saddened the technology world – and those touched by the genius synonymous with Apple. So what can great investors learn from such a person?

For more than a year, Portfolios has had an alliance with McGrath Real Estate Agents and their mortgage broking arm Oxygen Home Loans. In conjunction with them we provide services throughout the Newcastle, Hunter Valley and Port Macquarie regions.
We get access to John McGrath and his views on property and we thought that this market review for Winter 2011 will be of interest to you. Let us know your feedback. Happy reading!

Click here to read McGrath Market Review Winter 2011.

It’s Green for the property market

As we enter into the fifth month of 2011, are you wondering whether the market is going to gain traction and build upon some early positive signs? Positive key drivers are indicating that we are now in one of the most important selling periods of some time. What are the 8 key drivers that are making 2011 a strong year in property? Read on to get McGrath’s in depth Market Review for Autumn 2011.

We show you why investing in property is an excellent way to increase your wealth.

1. Supply and Demand

Currently in Australia there is a forecast shortfall in the supply of houses of 180 000 per year and rental vacancy is at an all time low. This lack of supply and huge demand is driving up real estate prices and rents.

Insurance
With Summer around the corner we start to think about our properties, the wild summer storms and dry heat bringing bush fires – summer is a volatile time for property investors.
But have we considered ourselves in the equation?
What would happen to your loved ones if you were no longer around to pay the bills?
I know it sounds morbid on this fine Spring day but the reality is these things happen, and quite often it is the family that is left holding the financial ball, so to speak.
This is where Portfolios can help.
Portfolios Plus provides the services of insurance professionals through our network of trusted providers.
Personal Insurance
Protecting yourself and your family is a vital part of a successful property investment strategy. If you were to suffer in an accident or be unable to repay your investment loans through disability or death would your family be able to support your portfolio?
What kind of legacy will you leave?
Protecting yourself is one of the greatest gifts you can give to your loved ones if you should be unable to support them.
Portfolios through our insurance providers can offer you one or all of the following insurance products:
• Life Insurance
• Accident Insurance
• Income Protection Insurance
• Temporary Or Permanent Disability
Insuring Your Portfolio
Whilst Portfolios does not provide insurance in this area we recommend you contact your property insurer to discuss a deal with them.
There are other forms, the important thing is to make sure you are covered.
A chat with a trusted Portfolios insurance advisor will ensure you are not in the dark.
Are You Wanting To Know More?
Expressing interest in insurance is simple, contact Portfolios today by downloading and filling out Insurance-signup-form and we will pass your details onto Peter Bentley, our trusted advisor, who will contact you in the coming days to discuss your requirements on behalf of Portfolios.

With Summer around the corner we start to think about our properties, the wild summer storms and dry heat bringing bush fires – summer is a volatile time for property investors.

But have we considered ourselves in the equation?