From delivering property investment finance strategies to trusted property partner.

We welcome you to Portfolios. When it comes to property investment and finance you can rely on us as a great source of knowledge, real life wisdom, cutting edge information as well as a sound community base of active property people to help you grow your property portfolio.

With Portfolios - Property... Make it Happen

Headline> Are You Paying Too Much Tax?
Welcome to the end of the 09/10 Financial Year.
Paying tax is something we all need to do but none of us like to do.
Next tax time you could be adopting legitimate tax minimisation strategies reducing your tax burden whilst building a strong investment property portfolio.
Find out how…
===========================
Before reading this article you should always seek proper, independent financial advice before making any investment decision.
With tax time looming we will all be doing our tax returns and probably realising one thing – we are paying too much tax.
Tax is not a bad thing – someone has to pay for our roads, schools and other infrastructure, but there are legitimate ways to reduce your tax by using the money for something more worthwhile like building an investment property portfolio.
We get questions all the time – how can you own a property for under $30 per week? Why so little?
Well one strategy is Negative Gearing.
<sub head> What Is Negative Gearing?
Negative gearing strategy in Australia is motivated by our tax regime, which allows deduction of ongoing losses against taxed income. This is further offset by taxing capital gains at a lower rate.
This might sound complicated but in reality it isnt.
<Sub Head> How It Works!
You purchase a property and incur costs on that property – these costs include third party expenses, loan interest and set up costs.
If the costs on the property are greater than the (rental) income generated you will technically be incurring a loss on that investment.
But the story continues…
<sub head> You Earn An Income? This Is How It works
In Australia the losses made on property are able to be weighted against your taxable income.
You will need to have a clear picture of your costs versus income to know your losses – costs include depreciation, setup costs, mortgage costs and interest, ongoing maintenance and property costs such as rates. Just like your personal income – you can claim anything that contributes to the generation of income in your property.
All Portfolios properties come to you with a clear understanding of the costs involved so you make an educated decision on the potential for negative gearing of the property before purchasing.
Your capacity to cover the loss is an important factor in determining the right deal.
<sub head> So If It Is  A Loss Why Do It?
There are a number of reasons why people consider negative gearing as an option for their property investment strategy from straight tax minimisaton through to the great investment returns to be made on the property.
Many of the Portfolios properties are expected to return in excess of 250% return on investment giving you some of the best returns in any market.
Property is a great investment, but like any investment there is risk and you should seek proper independent financial advice.
Talk to Portfolios and see how we can help you make those steps to a future in property investment.

Welcome to the end of the 09/10 Financial Year.

Paying tax is something we all need to do but none of us like to do.

Next tax time you could be adopting legitimate tax minimisation strategies reducing your tax burden whilst building a strong investment property portfolio.

Find out how…

Renovating an investment property for income gains, if done well, is one of the single most satisfying and financially rewarding things you could achieve in property investment.

In this second article we give you further insight into making property renovation a great opportunity for you.

<Headline> Remember Investment Property Being This Cheap?
<Sub Head> You can have it all from $7 per week in Kingaroy
Kingaroy is still offering a great entry into the property investment market with the potential for fantastic returns both in rental and capital gains.
Find out how to purchase an investment property for under $280,000, costing you from $7 per week depending on your financial situation.
Kingaroy is a busy, and popular little town located in the northern Darling Downs positioned as a regional centre with a strong and diverse economy.
The town is located approximately two hours North West of Brisbane and just 90 minutes from the burgeoning Sunshine Coast.
Over the past ten years the region has had an average capital growth in excess of 12%  with forecast growth of 8% being predicted over the next ten. Like all areas of the Darling Downs there is a predicted strong growth over the coming years as new industry moves into the region including coal mining, wind-farming and a 400 MW power station, alone in the immediate proximity.
With rentals fetching $260 per week this property might cost you as little as $7 per week, depending on your tax situation.
Portfolios is offering turn key investment properties in this region including 3 bedrooms, 2 bathrooms, double lock up garage and air conditioning.
You can purchase a property in Kingaroy through Portfolios for as little as $260,000  for a brand new 3 bedroom home on a large block.
For more information have a look at the properties at www.portfoliosproperty.com.au or follow the link directly to the property.

You can have it all from $7 per week in Kingaroy

July Property Of The Month, Kingaroy, is still offering a great entry into the property investment market with the potential for fantastic returns both in rental and capital gains.

Property Of The Month – Chinchilla

A Never to be repeated bargain! Contract has crashed, and YOU are the winner!!

One Only House/Land package in town of Chinchilla for just $375K with Ducted Aircon.

Call Keiran at Portfolios Property for details on 0447 255550

$1000 *refundable EOI, will secure this for you TODAY! This wont last!!

Find out more about this deal…

Queensland – The Property Investment Hotspots
With all the talk once again of flattening markets in Australian cities astute property investors are looking to regional Australia, Queensland in particular, and with good reason.
There are plenty of opportunities to be found in regional Australia particularly in the resource rich state of Queensland where the mining boom is being re-born in towns where property values are still affordable.
I seriously think we might be staring at another Karratha in the Darling Downs and around service ports like Gladstone. Karratha is a mining town in northern WA wher the property market soared almost overnight due to the intense mining boom of the last decade. Average properties became million dollar hotspots and rents went from average to exorbitant in a short space of time.
The best part of the Darling Downs and Surat Basin area is that property prices are still reasonable and the large projects for the region are starting .It is a case of strike while the iron is hot and this one is hot.
The government and private sector have committed to investing over $10bn in infrastructure which will on its own create significant demand for housing and rental accommodation.
We mentioned in the last newsletter that the largest company to company deal Australia has ever seen has been signed between a Chinese resource company and an British mining company based in Queensland that will see Liquid Natural Gas exported from the Surat Basin to China over the next 20 years.
Putting the Darling Downs aside there’s Gladstone, and surrounding local region, already a strong infrastructure hub set to receive billions of dollars of investment on top of that invested in the last few years in new industry, mining and infrastructure.
Coming back to something more predictable are the growth spots in SE Brisbane. Brisbane and the Gold Coast is the fastest growing population centre in Australia. Areas such as Coomera north west on the Gold Coast Hinterland is a great investment.
Portfolios has property available in all these areas, ask us about places like Chinchilla, Dalby, Kingaroy or Gladstone, Calliope or Coomera. Properties like these ones present a great investment opportunity to enhance any portfolio. We already have clients snapping up these properties sometimes multiples of them.
You can see some of these properties in our Featured Properties section or ask us about other opportunities for you.
The team look forward to working with you to… Make it Happen

With all the talk once again of flattening markets in Australian cities astute property investors are looking to regional Australia, Queensland in particular, and with good reason.