This might sound strange but you need to know what you are getting into in property investment.

Our clients tell me they do business with Portfolios because we take the time to understand them and not just the loan, helping them to be more successful property investors.

So I thought I would write an article about the way we do business. We call it “The Way”. We have based it on what I feel are the imperatives in making a sound property investment decision. I strongly encourage you to make sure your property investment partner/s follow these imperatives.

Strategy

Take the time to know your strategy – what do you want to get out of a property investment portfolio?

  • Money for your retirement
  • Top up income
  • The thrill of buying and selling property
  • Future assets for the kids

What ever your strategy you need to include your short, medium and long term goals. How many properties you might like to invest in and what your portfolio might look like to deliver on your goals.

Too many property investors stop at one property because they dont keep (or have) end goals in mind. Dont fall into this trap when investing in property.

Structure

If you are going to grow your portfolio you need to consider your structure and how it will work for you. There are many different kinds of structures you can build a portfolio. Your structure will usually stem from your strategy. An example of a tructure might be purchasing your properties through a Self Managed Super Fund if your long term goal is to build for retirement. Other options include personal ownership, company ownership and trusts.

You

It might seem obvious – but remembering you in any portfolio decision is critical. Always build a monetary buffer into your portfolio allowing for unforeseen costs including obtaining tenants and capital works. Its what we call sleep at night money – giving you peace of mind in your deal.

Deal

You may have a property already in mind – but Portfolios can work with you to give you suggestions as to the right kind of property for you – we even have our own stock of property that is sourced based on a 20 point inspection check giving great returns to you the investor. The deal reflects all the numbers – what is possible – what you can afford and the journey to get your to completion.

Finance

The final step is the finance – I know you think this is our first step – but at Portfolios, like any good property investment partner, we understand finance is the glue that makes it happen. Successful delivery of the right finance is paramount to your success.

About Portfolios

Property investment is so much more than just getting a loan on a property, collecting the rent, and figuring out what to do with the property later. It should be viewed as a journey – and like all good journeys it starts with you.

At Portfolios we work with you to deliver your preferred property strategy.

  • Your first investment property
  • Growing your portfolio
  • Renovation
  • Projects

We understand that property investment is about the way you enter a deal, the journey and the way you exit a deal.

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