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“It was the best of times – it was the worst of times…” heard this opening before? A Tale of Two Cities tells the story of struggle, fame and elusive fortune.

When you look at Europe and Australia you cant help but wonder if it isn’t a great time to be on the property investment journey.

This Property Pays You – Roma Qld Property of the Month
We’ve scoured the Australian investment property market and found it, an investment property that will pay you from day one.
Roma in South Western Queensland is a small town offering big opportunities with high rental yield and good capital growth potential.
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Now with a positively geared property to add to your portfolio you could build on your strategy to pay off your mortgage sooner. Roma offers the benefits of long term growth and high rental yields. A well connected town, the urban centre is also a regional hub boasting schools, retail and other essential community services. Roma also has a relatively low unemployment rate of around 3% with property occupancy rates below 1%
With a population around 7,000 people, Roma is also located in the Suarat Basin in the western Darling Downs area of Queensland approximately 480kms WNW from Brisbane. It is situated at the junction of the Warrego and Carnarvon highways and is the centre of a rich pastoral and wheat-growing district.
The local agriculture industry is worth approximately $620 million annually, 64.3% being generated from crops. 58.7% of businesses in the Maranoa are in the agriculture, forestry and fishing sector, which employs 32.7% of the region’s workforce.
But the industry mix is changing.  The “mining boom” is creating towns that are producing exceptional
rent and capital growth. The Queensland Resource Council estimates more than 18,000 new jobs will be created in coal seam, gas and LNG industries and another 23,000 in the minerals sector.
Since 1906 natural gas from the local area was used for lighting in Roma. The industry is now expanding exponentially, particularly with coal seam gas.
Origin Energy’s Spring Gully Coal Seam Gas Development is located about 80 km north of Roma and its projects include an 87 km gas pipeline to Roma’s neighbour town of Wallumbilla, Queensland to connect with the 434 km Roma-to-Brisbane gas pipeline hub there.
The Proposed Spring Gully Power Station is an $870 Million, 1000MW power station will provide electricity to South-East Queensland.
If you prefer positively geared property to balance out your portfolio, contact us quickly as there are a limited number of these properties available. In the fields below leave your name and phone number – this will be sent to our private server and we will be in contact.
Add Roma to your portfolio today.

This Property Pays You – Roma Qld Property of the Month

We’ve scoured the Australian investment property market and found it, an investment property that will pay you from day one.

Roma in South Western Queensland is a small town offering big opportunities with high rental yield and good capital growth potential.

Property Investment Continues To Grow – Despite Mortgage Downturn
Property investors are continuing to grow in numbers despite an overall mortgages decline across Australia on the back of successive interest rate rises.
We look at why this is the case…
Portfolios is part of Australia’s largest independent brokerage network Australian Finance Group (AFG).
Throughout March, April, and likely to continue in May, AFG confirms the emergence of a two tier mortgage market, with the proportion of investors surging as sales to owner occupiers decline.
Property investors accounted for 36.9% of all mortgages arranged in April, the highest such figure AFG has ever recorded.  This compares with 10.2% for first home buyers and 16.3% for up-graders.
The remaining mortgages in April, 36.6%, were for refinancing purposes.
(Sub Headline) Why The Confidence in the Investment Property Market?
In our opinion there are a number of reasons to be confident in the Australian property market, we offer some below and welcome your comments:
* The volatility in the share markets always serves as a reminder of the stability and strength offered through a property portfolio.
* When company profits fall dividends stop – amongst all of this property investors continue to take in rental income experience changes on an anualised basis not day by day.
* Property investors – buy and hold particularly – are long term investors – minor fluctuations in the market – and they tend to be minor in Australia – do not pose a threat to long term investors
* The Australian population continues to grow at rates outstripping the supply of housing
* Australian lenders continue to operate on the conservative side of the market meaning there is confidence in the capacity for Australians to repay their debt – unlike the scenarios witnessed in the American sub-prime market collapse. See the comment by Paul Braddick below.
* Rents are continuing to climb across most markets regional and metropolitan meaning investors can get in and hang on for longer.
(Sub Headline) Property Investors Still Making Money
Property investors are continuing to see potential in the Australian property market, particularly in key market areas such as rural mining communities, growth cities such as SE Qld and Brisbane. Major growth centres, or smaller towns receiving substantial financial and infrastructure investment are good bets.
This is not so obvious as in the resource rich state of Queensland where property prices in the mining communities are still reasonable and rentals are beginning to climb even on the back of the existing investment.
(Sub Headline) Confidence Amongst Bankers
Paul Braddick, Head of Property and Financial System Research is upbeat about the state of the housing market and is cautious when discussing the need for deleveraging of debt in the market place.
Braddick says “Economy wide debt to income ratios, gearing ratios and even debt service ratios tell us little about the underlying sustainability of household debt. The distribution of debt across the household sector, lending criteria applied and the strength of the labour markets are far more telling for debt sustainability.”
“Relative to offshore  experience, lending into the Australian household sector has remained very conservative.  This is reflected in the virtual absence of a sub-prime mortgage market and extremely low delinquency and default rates.”
Braddick’s sentiments are echoed across the banking sector.
What Next?
Braddick sums it up well:
“In the near term, Australia’s growth prospects are bright and much will depend on the RBA and government’s ability to effectively manage the expansion. Higher household debt means the RBA has considerable leverage over the household sector and their actions during the GFC should instill confidence that the present upswing in growth will be handled well”
Source AFG Mortgage Index April 2010.
Source ANZ Australian Housing Update April 21 2010

Despite Mortgage Downturn

Property investors are continuing to grow in numbers despite an overall decline in the number of mortgages across Australia on the back of successive interest rate rises.

We look at why this is the case…

Property Of The Month – Chinchilla

A Never to be repeated bargain! Contract has crashed, and YOU are the winner!!

One Only House/Land package in town of Chinchilla for just $375K with Ducted Aircon.

Call Keiran at Portfolios Property for details on 0447 255550

$1000 *refundable EOI, will secure this for you TODAY! This wont last!!

Find out more about this deal…

Your Own Investment Property From $32 per Week
What if you could own your own investment property from just $32 per week? You could be realising return on invesmtent in excess of 700%
Portfolios investment property of the month is Chinchilla.
Chinchilla, located in the Surat basin Region is undergoing a massive build up of workers and their families, with a strong capital growth over the last 3 years and with the newly signed LNG deal with China this is a place to buy.
Chinchilla is located about 200km west of Brisbane with ever increasing job opportunities. Tightening rental availability has driven up rents sharply and will continue to do so.
The region has hospitals, schools and many amenities of normally much larger towns. Over $10 Billion being spent on Coal mines, a gas pipe line, rail links, gas exploration and waste water purification projects.
The government is also investing in rail in the Darling Downs, linking this region and its rich, diverse production with export ports such Gladstone.
According to investment sources the region around Chinchilla enjoys a 98% employment rate and a rental vacancy rate around 1%.
If you earn over $80,000 per anum we’d love to talk to you about this deal. We have turn key, brand new, four bedroom homes ready to be tenanted today.
If you earn under $80,000 then you might find this deal to be worth while with low property price entry, expected capital gains and expected rental hikes in the coming 12-24 months.
Chinchilla presents a great opportunity. You can view this and other properties in this region at www.portfoliosproperty.com.au or just go to Featured Properties.

What if you could own your own investment property from just $32 per week? *

You could be realising return on invesmtent in excess of 700%.