From delivering property investment finance strategies to trusted property partner.

We welcome you to Portfolios. When it comes to property investment and finance you can rely on us as a great source of knowledge, real life wisdom, cutting edge information as well as a sound community base of active property people to help you grow your property portfolio.

With Portfolios - Property... Make it Happen

Cash flow positive – but selling fast!

birubi_beach_resort_benefits

Have you ever wanted to have a <strong>high quality property</strong> that is <strong>never to be repeated on deal and location.</strong>
Built right on the sand of a beautiful beach with uninterrupted views of the ocean.
<h2>The key benefits:</h2>
1.    Priced at $199 000 inc GST , under current market valuation
2.    A guaranteed nett rental return of 7% for the first 3 years with the first year rent paid upfront in full at settlement
3.    No stamp duty payable under a current NSW government initiative
4.    High depreciation benefits, now and ongoing, Year 1 is a forecast of $12 300 alone.
5.    Has an independent body forecast for capital growth of 7.2 % for the next 5 years and the last 10 years historically 9%
6.    An experienced owner operator that acts in your interests
7.    Free complete furniture package
8.    Positive cashflow up to $146 per week
<h2>You Will Need To Be Quick</h2>
We have been given the opportunity to make 30 of these properties available to you, but you have to jump at this.
<strong>It’s a case of first in best dressed because I am sending this to 24 000 people and after our newsletter late last week now only 24 remain.</strong>
One of the main reasons people fail to create wealth through property is procrastination.
Remember the best time to increase your property was 10 years ago, the next best time is now.

Have you ever wanted to have a high quality NSW property that is never to be repeated on deal and location?

You can be a part of a new Australian TV show showcasing Australia’s great renovation stories.

WOULD YOUR PROPERTY “RENNO”STORY MAKE GOOD TELEVISION?
When it comes to anything related to renovating, I consider it my job to let you know about opportunities that may or may not interest you…..

Network Ten has a fantastic new TV show  in the pipeline (from the creators of Masterchef Australia)  called “The Renovators”.
A nation-wide hunt has now begun for contestants who believe they have the skills to transform the country’s worst houses into real estate gold mines.
Can you be Australia’s best renovator too?
The Challenge
Contestants will be required to take on rundown homes and add as much value and profit to the property in the shortest time possible through clever renovations. As well as the actual makeover of the property itself, contestants must fight for survival in the competition through an epic series of additional building and design challenges. Just one renovator will emerge victorious in this historic winner-takes-all competition.

To Apply
You must be ready to roll up your sleeves and dedicate up to 6 months of your life in filming the project. The casting call is out for men and women, aged 18 and above who have some home renovation experience and are ready for a life-changing experience.
To apply, CLICK HERE.


Criteria
• You must be available for filming between April 2011 and October 2011.
• You must be passionate about renovation (and I know all of you are!).
• You must be able to show photographic examples of home renovations you have done.
• Applications close on 26 November, 2010.
Interested?
Please visit www.therenovators.net.au or simply
CLICK HERE to get your online application underway.

Good luck to all those that apply! I’m a big advocate of challenging yourself to reach for higher goals – is it worth a shot?WOULD YOUR PROPERTY “RENNO”STORY MAKE GOOD TELEVISION?

Portfolios and our partners Renovating For Profit have come across a great opportunity for you to showcase your renovation deal on Australian TV.

State Of The Market – Interest Rates
Latest Figures – Long Term Property Investment
Market sentiment is reinforcing our estimation that the rural, regional and mining centres are continuing to be a great investment over capital cities.
In the September quarter ABS figures released show that housing prices in the capital cities began to slow as affordability again becomes a major issue for home owners and interest rate rises have begun to take hold.
According to the Australian Bureau of Statistics the weighted average of eight capital cities rose just 0.1 per cent in the third quarter, following a downwardly revised 2 per cent increase in the second quarter, the weakest since the March 2009 quarter.
Looking medium term, Australian property prices have experienced an overall 11.5% increase, proving to the astute investor that quarterly figures should always be placed in light of long term potential gains.
A Domain article released this morning suggests that the Shortage will continue to keep prices up, even though affordability is at an all time low.*
Reduced offshore demand affecting prices
ANZ chief property economist Paul Braddick suggests caution over the figures and suggests “First-home buyer activity has returned to ‘normal’ levels and the retightening of Foreign Investment Review Board rules and the strong Australian dollar have reduced offshore demand,” he said.

FIRB rules were temporarily loosened during the financial crisis, helping to drive up demand for local homes by overseas investors, and then were subsequently tightened before the federal elections this year. *
What Does It All Mean?
Property is not a short term investment, the great portfolios are built over time through growth and decline cycles. Portfolios is here to help you build a great property investment portfolio.
Now is the time to look at your portfolio and develop a strategy to take full advantage of the investment property market. Portfolios offers a professional and personal service that will help all level of investor make the wealth through property.
We work with people serious about building wealth through investment property. Take the plunge today. You can start by filling in a client portfolio review.

Rising interest rates?

Trying to understand the market? What can we make of it all?

In the long run we continue to stand by NSW, Victorian & Queensland property investment as it continues to point to long term growth. Now is a good time to review your strategy, or perhaps build one for the first time.

Headline – The Value Of Your Property
Subhead – choosing the right valuation method
Property valuations are critical to buying property and growing your portfolio. But why do so many people skimp on the essentials of property valuation, missing out on potential equity and valuable ongoing income?
Main Article -
I have written about property valuation (link) before, specifically about staging your property the right way for the valuer so you can get the most out of your property.
However, I recently came across and article* outlining the kinds of valuations you should be aware of and how they work.
How do you know which valuation method should be chosen for a particular property?. In short, it depends not only on the property itself, but also on the purpose of the valuation.
The most common requirement for a property valuation is for mortgage security purposes, however it can also be for the mortgage insurer, insurance companies or even the tax dedcutability of a property.
The article outlined three basic valuation methods which I have summarised below. They include the direct comparison method, the capitalisation approach and discounted cash flow.
Direct Comparison.
Many banks initially use the direct comparison approach to valuing your investment property. As the name suggests the value of your property is determined based on a comparison of like properties in your area. Typically a valuer would look for two or three recently sold properties to gain an idea of the comparative valuation of your investment property.
At Portfolios we recommend you do some prior research before booking a valuation – even bringing three potential properties to the valuer to guide their research.
Capitalisation Approach.
A capitalisation approach is usually taken when valuing commercial property or larger residential investment deals. This approach assesses the value of the property based on the income it generates. Typically the valuer will look at the rental yeild and may take some other factors into account including vacancy, average tenancy and other property income.
A similar version of the capitalisation approach is used by banks to determine the loan value of residential investment property, where the long term rental yield is considered in the loan application as forward income on the property.
Discounted Cash Flow
The truth is most valuers use a combination of valuation methods including discounted cash flow.
Discounted cash flow is highly speculative on its own but takes into account broader market historical data to help determine market behaviour and investment property values.
It is good to know what method/s your valuer is using so you can ensure maximum value from your property.
Source Propell Valuers (www.propellvaluers.com/index/propell-news/)

Choosing The Right Valuation Method

Accurate investment property valuations are critical to buying property and growing your portfolio. But why do so many people skimp on the essentials of property valuation, missing out on potential equity and valuable ongoing income?