From delivering property investment finance strategies to trusted property partner.

We welcome you to Portfolios. When it comes to property investment and finance you can rely on us as a great source of knowledge, real life wisdom, cutting edge information as well as a sound community base of active property people to help you grow your property portfolio.

With Portfolios - Property... Make it Happen

Will the market go up? Will the market go down?
Will it stay exactly as it is? What is happening out there?
Without predicting the next market movements lets talk about the state of play.
Currently in Australia the economy is looking good, growth is abounding, people are sensing a greater level of confidence in the market as evidenced in the following news article. (http://www.smh.com.au/business/prosperity-on-rise-as-economy-shows-signs-of-recovery-20100321-qo40.html) CommSec’s National Performance Guage shows that those who owned shares and property have increased their wealth by 8% in the last year and 40% in the last decade.
The way I see it there  are two sides to the property market – what is going on locally and what is going on globally. I just want to focus on the local market for now.
The Australian Economy is performing well. Growth indicators are up, interest rates are climbing in response to strong economic growth and there has been a considerable jump in house prices.
In the favour of property investors is the growing housing shortage facing Australia. It is predicted that Australia will need an additional 800,000 properties than it is currently supplying if nothing changes between now and 2030. This is a phenominal claim, and even if something is done this is great news for property investors.
A shortage of properties means great potential capital gains, as well as increased rentals driving more cash flow positive property, or at least swallowing the gains in interest rates.
Finally, on the economy, banks continue to be tight in their lending – so getting money for that investment property is a challenge without someone like Portfolios to work for you. We have sound long term relationships with a number of banks and financial institutions , with our level of understanding of the finer details of their policies and ways we can often help you where others cannot.
So boom or bust – the age old question is when is the right time to buy, but a long history of capital growth has taught us that now is always the right time to buy in the long run.

Will the market go up?

Will the market go down?

Will it stay exactly as it is?

What is happening out there?

Spending More Than 30% Of Your Income On Your Own Home?

Join The Queue…
What would you say if we said we could help you pay off your home loan in 6 years by buying investment property?
Do you know there are strategies you could be following that could be leading you to financial freedom while paying off your house sooner.
A recent report put out by PRD Nationwide notes that Australian households now need on average 29% of their income to service the average home loan.
There is a significant impost on already cash strapped families, and with rates set to rise – we believe at least 0.5% over the course of 2010 – affordability can only get worse.
Firstly what does this do to the property market?
The first affect could be slowing the rate of people purchasing property – putting pressure on home prices but also then placing upward pressure on rental as more people entre the rental market.
Secondly it can slow the price of houses as people choose to stay away from property.
Australia does continue to face a chronic shortage of dwellings, effectively insulating us from the risk of downward prices to the extent seen in the USA or the UK. However, as people baulk at the cost of owning a home this could pressure the property market somewhat.
But we believe – the astute buyers can still make money in the property market in Australia, both in rental returns in tight markets and in many capital growth hotspots around the country.
Don’t let the cost of home ownership fool you – we can show you ways that you could own investment property and pay off your home much faster than you are doing now. All without affecting nor using any of your household or job cashflow.
By leveraging some of the equity in your home, people can purchase property, and if properly structured through tax savings, deductions and restructuring finances save yourself time and of course money on your home loan.
I would love to have the time to be able to show you our strategy for saving you money on your home loan and at the same time increasing your investment proeprty portfolio, so why not give me a call and I’ll show you how in your situation.
Make It Happen
Paul Pritchett – Founder PortfoliosSpending More Than 30% Of Your Income On Your Own Home?

Join The Queue…

What would you say if we said we could help you pay off your home loan in 6 years by buying investment property?

Sizzling Investment Properties Still To Be Found
In the property market buying the right investment property should be more about where should I invest not so much when should I invest.
The Portfolios Property team has many developers and project marketers present their best offerings nationwide each month. It allows them to scour the Australian property investment market place to find you the best properties to a set criteria (LINK)
So lets look at an area of Australia we see great potential now as a good property investment opportunity. Gladstone NE Queensland.
Gladstone should become Australia’s next super infrastructure town. If all the projects are confirmed, it very well could be. The number of future projects (15 in total) means that Gladstone is rightly classified as a ‘super infrastructure town ‘, which will struggle to cope with the enormous influx of future workers.
Where Gladstone differs from other resource “ boom towns “ is in the medium house prices. In other infrastructure towns the medium house prices are from $800,000 to $900,000, not so in Gladstone where the media house price is currently $360,000 with plenty of potential for growth.
Portfolios Property has investment properties available in and around Gladstone including the Stoneybrook (http://www.portfoliosproperty.com.au/stoneybrook-gladstone-queensland) and properties in nearby Calliope. (http://www.portfoliosproperty.com.au/northridge-estate-calliope-queensland)
Paul himself has been investing in Gladstone for the last 5 years with a few spec builds and some buy and hold. He is also planning to add more property within Gladstone to his own portfolio.
To view these and other great property investment opportunities go to Portfolios Property and view our Monthly Top 10 properties (www.portfoliosproperty.com.au)

In the property investment market buying the right investment property should be more about where should I invest not so much when should I invest.

See what Portfolios has to say about the current market and where you should be looking.

Are You Rising It All?
Here’s a question for you? Do you know who will look after your assets if the unthinkable happens to you?
A large percentage of property investors are under insured personally meaning that if they were unable to continue servicing the loans due to death or disablement  they would leave a considerable debt – sometimes un-servicable for their family to pick up.
Peter Bentley, trusted advisor with Portfolios says;
“Protecting yourself and your family is a vital part of a successful property investment strategy. If you were to suffer in an accident or be unable to repay your investment loans through disability or death would your family be able to support your portfolio?”
So what kind of legacy will you leave?
Protecting yourself is one of the greatest gifts you can give to your loved ones if you should be unable to support them.
If you feel you are under insured and want some advice go to the website and through our insurance providers check out one or all of the following insurance products:
• Life Insurance
• Accident Insurance
• Income Protection Insurance
• Temporary Or Permanent Disability
Dont leave a nightmare for your family – manage the risk for them and for yourself.

Here’s a question for you?

Do you know who will look after your assets if the unthinkable happens to you?

A large percentage of property investors are under insured personally

Each property investment and finance strategy has many people involved. You could have up to twelve stakeholders working on your loan. So keeping it tight is important.

Keeping it streamlined and delivering on your property investment deals is key. We thought it beneficial to share ways that you can ensure streamlined approvals and delivery: